• Spousal Benefits

  • General Rules*

    If you file for spousal benefits at FRA, your spousal benefit will be equal to 50% of your spouse’s PIA You must be age 62 or older to qualify You cannot collect benefits on current spouse’s record until he or she files for their own benefit Amount is reduced if taken before FRA, but won’t increase if delayed These rules also apply for divorced-spouse benefits, as long as the marriage lasted at least 10 years and the beneficiary spouse is currently unmarried.